By and large, citizens of wealthier countries have more access to financial services than citizens of poorer countries. In the Republic of the Congo, for instance, only 9 percent of adults have access to formal financial institutions. In high-income countries, that share is 90 percent, according to World Bank calculations.
With rigorous economic research and practical policy solutions, we focus on the issues and institutions that are critical to global development. Explore our core themes and topics to learn more about our work.