Ideas to Action:

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Views from the Center

CGD experts offer ideas and analysis to improve international development policy. Also check out our Global Health blog and US Development Policy blog.

 

Can Technology Solve the De-risking Problem?

In recent years, regulators have raised their expectations for what counts as adequate AML/CFT compliance. At the same time, they have cracked down on institutions that have fallen short. While arguably necessary, this more stringent enforcement has produced some unintended side effects. In particular, it has put pressure on banks’ ability and willingness to deliver certain types of services, notably correspondent banking services.

India’s Supreme Court Ruling on Privacy and What It Means for Aadhaar

Aadhaar has already demonstrated the potential of digital ID to transform systems of governance and increase efficiency of private transactions. By addressing the genuine concerns of individual privacy and data protection, it can lead by example as it has done on the technological side. The right to privacy judgement by India's Supreme Court is an opportunity to make Aadhaar a bigger success than it already is. India can learn from other countries to do just that.

Technology, Innovation, and the American Dream: New Study Finds H-1B Visas Benefit US and Indian Workforce

Amidst the ongoing debates in both the United States and India about the H-1B visa program, our new paper demonstrates the positive impacts of the H-1B visa program in both the United States and India. We find that the program provides benefits to US and Indian workers and consumers, and that it is a contributing factor to the expanding hi-tech sectors in both countries.

Making Blockchain Technology Work for Development: The Need for Data and Dialogue

While blockchain-based solutions have the potential to increase efficiency and improve outcomes dramatically in some use cases and more marginally (if at all) in others, key constraints must be resolved before blockchain technology can meet its full potential in this space. Overcoming these constraints will require increased dialogue between the development and technology communities and a stronger commitment to collecting and sharing data about what’s working and what isn’t in pilot projects that use the technology.

Travels on the Digital Frontier: Field Notes from Karauli, Rajasthan

The state of Rajasthan in north India has become the digital frontier, with a program that registers all family members under a single identity document known as the “Bhamashah Card,” but it still has to overcome significant challenges of poverty and inequality. In a state that is similar in size and population to Germany, it is no small achievement to take on the ambitious task of providing each family with a unique ID and deliver it within a short span of three years.

Six Months out from Demonetization: Is Digital Finance in India’s Future?

Today, June 30, marks six months from the day Indians had to change their old 500 and 1000 rupee notes following the “demonetization shock” announced by the government. The turmoil in the economy has since calmed to a large extent. In the past six months, the government also launched a concerted effort to wean Indians away from cash as the preferred method of payment for transactions.

Ten Principles on Identification for Sustainable Development

In the modern world, many everyday transactions—such as opening a bank account, registering for school, activating a SIM card or mobile phone, obtaining formal employment, or receiving social transfers—require individuals to prove who they are. For an estimated 1.5 billion people in developing countries, this creates a serious obstacle for full participation in formal economic, social, and political life. With this in mind, more than 15 global organizations have jointly developed a set of shared Principles that are fundamental to maximizing the benefits of identification systems for sustainable development while mitigating many of the risks.

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