Ideas to Action:

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Cover of Policy Paper 154
August 6, 2019

Digital Technology and State Capacity in Kenya

Following the launch of M-Pesa in 2007, Kenya has emerged as a global leader in the development of mobile money and in increasing rates of financial inclusion. This paper shows how M-Pesa’s success has led to a series of endogenous innovations that have shaped Kenya’s digital space, placing it ahead of other developing economies in the region in the deployment and use of digital technology.

Njuguna Ndung’u