Ideas to Action:

Independent research for global prosperity

Publications

 

March 22, 2016

Financial Regulations for Improving Financial Inclusion (brief)

As recently as 2011, only 42 percent of adult Kenyans had a financial account of any kind; by 2014, according to the Global Findex, database that number had risen to 75 percent. In sub-Saharan Africa, the share of adults with financial accounts rose by nearly half over the same period. Many other developing countries have also recorded gains in access to basic financial services. Much of this progress is being facilitated by the digital revolution of recent decades, which has led to the emergence of new financial services and new delivery channels.

February 25, 2016

Balancing Financial Integrity with Financial Inclusion: The Risk-Based Approach to “Know Your Customer”

Recognizing the importance of financial inclusion as a policy objective, regulators have endorsed the use of a risk-based approach (RBA) towards know-your-customer (KYC) requirements aimed at strengthening financial integrity.  This paper considers applications of the RBA in domestic banking, mobile money and international financial transactions against the features of a rigorous RBA where both the rigor and level of due diligence and the structure and balance of incentives should be proportional to the balance of risks, including that of exclusion. Recommendations include greater attention to national identification systems and to encourage the use of digital technology to shift from cash-cash wire transfers to more transparent account-account transactions between identified holders.

February 22, 2016

Using Identification for Development: Some Guiding Principles

There is growing recognition of the importance of identification for sustainable development. Its role is recognized formally in target 16.9 of the Sustainable Development Goals, which calls for providing “legal identity for all, including through birth registration” by 2030. Identification is also an enabler of many other development targets, from social protection (delivering support) to financial inclusion (opening bank or mobile accounts and establishing a credit record) to women's empowerment.Having a recognized identity is crucial for achieving several development outcomes.

The Role of Identification in the Post-2015 Development Agenda
July 1, 2015

The Role of Identification in the Post-2015 Development Agenda

The post-2015 development agenda is being shaped as we speak. The role of identification and its importance to development outcomes places it within the new Sustainable Development Goals (SDG) agenda — specifically as one of the proposed SDG targets (#16.9), but also as a key enabler of the efficacy of many other SDG targets. Although there is no one model for providing legal identity, this SDG would urge states to ensure that all have free or low-cost access to widely accepted, robust identity credentials.

Mariana Dahan and Alan Gelb
March 17, 2015

Measuring Think Tank Performance: Updated with 2014 Data

In 2013, our CGD colleagues Julia Clark and David Roodman designed a low-cost quantitative approach to ranking think tank performance. We applied their methodology in early 2015 to produce an updated ranking of US and international development think tanks on the basis of 2014 data. The rankings aim to provide a transparent and objective method of assessing the influence of select think tanks.

January 21, 2015

Time for FAO to Shift to a Higher Gear

Originally published in October 2013 and updated January 2015

Food security has arisen again on the development agenda. High and volatile food prices took a toll in 2007–08, and in many low-income countries agricultural yields have risen little, if at all, in the last decade. Moreover, food production in these poor countries is especially vulnerable to climate change. Meeting this demand is a global challenge. The Food and Agriculture Organization of the United Nations (FAO) is expected to lead the way in meeting this challenge and, with the arrival in 2012 of the first new director-general in 18 years, it has an opening to restructure itself to do so.

Should Countries Be More Like Shopping Malls? A Proposal for Service Performance Guarantees for Africa
September 17, 2014

Should Countries Be More Like Shopping Malls? A Proposal for Service Performance Guarantees for Africa

Many developing countries have made progress in political openness and economic management but lag in terms of attracting private sector investments, at least outside of narrow resource-based enclaves.These countries may have recognized potential but have not yet established the reputation needed to sustain investment through the inevitable political and policy shocks that take place in most countries. The concerns that deter investors are many but can be broadly classified into high costs that that prevent global competitiveness and high actual or perceived risks.

Alan Gelb , Vijaya Ramachandran and Alice Rossignol
Birth Registration, Legal Identity, and the Post-2015 Agenda
September 9, 2014

Birth Registration, Legal Identity, and the Post-2015 Agenda

Universal legal identity through birth registration has consistently remained as a potential target for the post-2015 agenda through several rounds of negotiation. However, as it has been put forth, it conflates legal identity and birth registration. This policy note clarifies the differences between legal identity and birth registration and offers measurable, achievable target language for each component to ensure that this important issue remains in the post-2015 development agenda in an impactful way. 

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