Even while policy solutions to address de-risking are being implemented, new technologies have emerged to address de-risking by increasing the efficiency and effectiveness of AML/CFT compliance by financial institutions.
Recent advances in the scope and sophistication of identification systems could have far-reaching consequences for development. While there is no one-size-fits-all approach, there are common features that ID systems should share if they are to support development.
Identification Revolution: Can Digital ID Be Harnessed for Development? offers a balanced perspective, covering both the benefits and the risks of the identification revolution, and pinpointing opportunities to mitigate those risks.
What a New Survey of Aadhaar Users Can Tell Us About Digital Reforms: Initial Insights from Rajasthan
India’s Aadhaar biometric identification scheme has registered over 1.1 billion people, including almost all adults in the country and over 15 percent of the global population. Of course, initiatives of this scale cannot escape controversy. What the debate has so far lacked, however, is data. We set out to help fill that gap with a survey focused on a digital governance initiative in the state of Rajasthan.
Elections have emerged as a leading area for the application of biometric technology in developing countries, despite its high costs and uncertainty over its effectiveness. This paper finds that a reduction in the probability of post-election violence by only a few percentage points could offset the cost of the technology. However, this is possible only in particular situations.
Pakistan is a leader in the application of identification systems and technology to a range of development issues. The National Database and Registration Authority (NADRA) of Pakistan has become a central player in a number of program areas and has been internationally recognized for its expertise, including winning many awards for excellence.
Privacy and Biometric ID Systems: An Approach Using Fair Information Practices for Developing Countries
Biometric identification systems that are in place or under consideration in many countries present significant privacy consequences principally relating to information privacy or data protection. This paper discusses personal privacy in the context of the adoption of biometric identification systems.
Biometric identification is spreading rapidly across the developing world, where it is helping to close the “identification gap” that separates poor countries from rich ones. India’s Unique Identification (UID) project offers important lessons for other countries.
This paper surveys 160 cases where biometric identification has been used for economic, political, and social purposes in developing countries. One primary conclusion is that identification should be considered as a component of development policy, rather than being seen as just a cost on a program-by-program basis.
Building a Biometric National ID: Lessons for Developing Countries from India’s Universal ID Program
India’s Universal ID program seeks to provide a unique identity to all 1.2 billion residents. Its successes and potential failures will have far-reaching implications for other developing countries looking to create national identity systems.
The Evolution of India’s UID Program: Lessons Learned and Implications for Other Developing Countries
This paper discusses the evolution of India's Universal ID program, the innovative organization and pathbreaking technology behind it, how it is being rolled out, and how robust ID is beginning to be used.
Johnny West describes how an oil-dividend program could be structured by, for example, taking advantage of Iraq’s existing rationing system, ubiquitous mobile phone networks, and new biometric ID cards.
Cash at Your Fingertips: Biometric Technology for Transfers in Developing and Resource-Rich Countries - Working Paper 253
This paper surveys the arguments for and against cash-transfer programs in resource-rich states, discusses some of the new biometric identification technologies, and reaches preliminary conclusions about their potentially very large benefits for developing countries.