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WORKING PAPERS
December 09, 2014
We combine newly created data on per student government expenditure on children in government elementary schools across India, data on per student expenditure by households on students attending private elementary schools, and the ASER measure of learning achievement of students in rural areas. ...
WORKING PAPERS
May 22, 2014
Over 755 million adults worldwide are unable to read and write in any language. Yet the widespread introduction of information and communication technology offers new opportunities to provide standardized distance education to underserved illiterate populations in both developed and developing count...
WORKING PAPERS
June 19, 2013
Jenny Aker and co-authors present the results of a field experiment implemented in Mozambique based on three interventions providing information to voters and calling for their participation in the elections: an SMS civic education campaign centered on the elections, an SMS hotline to which citizens...
WORKING PAPERS
September 20, 2011
This paper reports on the first randomized evaluation of a cash transfer program delivered via mobile phone. The trial households in targeted villages monthly cash transfers and finds that the mobile phone–based program saves costs and has greater benefits for recipients.
WORKING PAPERS
June 01, 2010
Over 60 percent of Africans have access to a cell phone, a simple technology that many believe will fundamentally change the dynamics of agricultural markets, banking, and government service delivery. In a new paper, Jenny Aker and Isaac Mbiti separate the hype from the reality.
WORKING PAPERS
January 29, 2007
Microfinance is often viewed as a tool for empowering women. However, it is not clear that increasing a woman's share of household income also improves her status within the household. In this working paper, CGD non-resident fellow Dean Karlan and his co-authors examine whether access to individual...
WORKING PAPERS
January 29, 2007
Can one teach basic entrepreneurship skills? A growing number of microfinance organizations are trying, in the hopes of improving the livelihood of their clients and to further their mission of poverty alleviation. In this working paper, CGD non-resident fellow Dean Karlan and his co-author measur...
WORKING PAPERS
January 29, 2007
Microfinance is generally credited with helping to alleviate poverty and improve the lives of the poor. But as microfinance institutions move beyond entrepreneurial credit to offering consumer loans, many practitioners and policymakers are skeptical about "unproductive" lending. In this working pap...